Breakdown cover usually lasts for 12 months and operates much like a standard insurance policy. When comparing breakdown insurance, you’ll be asked to choose the level of cover you need, along with any optional extras you’d like to add. Common types of breakdown cover include:
Breakdown cover usually lasts for 12 months and operates much like a standard insurance policy. When comparing breakdown insurance, you’ll be asked to choose the level of cover you need, along with any optional extras you’d like to add. Common types of breakdown cover include:

Vehicle breakdown insurance is designed to give you peace of mind if your car, van, or motorbike suddenly stops working. With breakdown cover in place, professional help is sent directly to you, whether that means roadside assistance to get you moving again, or a recovery service to tow your vehicle to the nearest garage for repairs. This ensures you’re never left stranded, no matter where you are.
Most standard motor insurance policies do not automatically include breakdown cover, which is why taking out additional vehicle breakdown cover is so important. It provides added protection and reassurance, especially if you rely on your vehicle daily for work, family, or travel. From roadside breakdown insurance to comprehensive policies that include home start and onward travel, there are different levels of cover available depending on your needs.
Compare vehicle breakdown insurance quotes from trusted providers to get the best deals. Whether you need personal breakdown cover that protects you in any vehicle, or vehicle-specific cover that applies to a car, van, or motorbike, you could find the right policy at the right price. Having the right breakdown cover means you can drive with confidence, knowing you’ll be supported if the unexpected happens.
*If greeted by a non-english speaking mechanic in a rural European region.
If you break down without having cover in place, you can still purchase emergency breakdown assistance on the spot. However, this is usually more costly, as emergency call-out fees often apply. Having breakdown insurance arranged in advance is recommended to avoid high last-minute costs.
Standard car insurance policies don’t usually include breakdown cover, as it’s often treated as a separate product. However, some comprehensive car insurance plans do provide breakdown protection as part of the policy. Always review your policy documents to check whether breakdown cover is included or if it needs to be purchased separately.
You can easily compare breakdown cover from more than 10 leading UK providers. Just enter your coverage needs and a few basic details to get a range of quotes to choose from.

Here are a few things you can do to get the best possible quote for your breakdown cover.
Compare up to 10 breakdown cover insurance providers to save you time and money
The insurance comparison service accessed through the affiliate link is provided by Quotezone, a trading style of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. We are paid a fee for policies purchased, at no extra cost to you.
*Based on quote data provided by Seopa Ltd during November 2024. This quote was provided to the majority of customers. The quote price you could achieve is dependent on your individual circumstances