Breakdown insurance quote comparisons powered by Seopa

Compare breakdown cover insurance quotes in minutes through Lifestyle Insurance for peace of mind motoring.

  • Compare up to 10 breakdown providers
  • You could pay from £15.49 per year*
  • Includes the UK’s leading insurers

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Save hours of research

Get your quotation now with this

Simple 3 Step Process

  • Complete the form
    Answer relevant questions
  • Review the results & accepts T&C’s
    Choose the most suitable policy
  • Get insured today
    Purchase your ideal policy

 

GET YOUR QUOTES NOW

Insurance quote comparisons powered by Seopa

Compare breakdown cover insurance quotes in minutes through Lifestyle Insurance for peace of mind motoring.

  • Compare up to 10 breakdown providers
  • You could pay from £15.49 per year*
  • Includes the UK’s leading insurers

We’re here to help

Save hours of research

Get your quotation now with this

Simple 3 Step Process

  • Complete the form
    Answer relevant questions
  • Review the results & accepts T&C’s
    Choose the most suitable policy
  • Get insured today
    Purchase your ideal policy

 

GET YOUR QUOTES NOW

Compare up to 10 breakdown insurance providers including:

What types of breakdown cover are there?

Breakdown cover usually lasts for 12 months and operates much like a standard insurance policy. When comparing breakdown insurance, you’ll be asked to choose the level of cover you need, along with any optional extras you’d like to add. Common types of breakdown cover include:

Local Cover

Local breakdown cover usually provides roadside assistance or transport for you and your passengers to the nearest garage if your vehicle can’t be fixed on the spot. In most cases, cover begins once you are more than a mile from home, though exact distance limits can vary by provider, so it’s important to check the policy details.

Nationwide Cover

Nationwide breakdown cover extends protection across the whole of the UK, offering similar support to local cover but over a wider area. It often gives you the choice of where your vehicle is towed, making it a great option for drivers who regularly travel longer distances.

European Breakdown Cover

European breakdown cover provides the same level of protection you’d receive in the UK, but while driving in Europe. Many providers also include additional benefits with these policies, such as onward travel or access to a courtesy car, giving you extra peace of mind when driving abroad.

Breakdown insurance options

Breakdown cover usually lasts for 12 months and operates much like a standard insurance policy. When comparing breakdown insurance, you’ll be asked to choose the level of cover you need, along with any optional extras you’d like to add. Common types of breakdown cover include:

Personal Cover

Personal breakdown cover protects a named driver rather than a specific vehicle. This means you’re covered for breakdown assistance no matter which car you’re driving, as long as it meets the conditions of your policy, even if the vehicle isn’t your own.

Vehicle Cover

This policy protects a specific car, van, or motorcycle against breakdowns and is not limited to the vehicle’s owner. Any driver can use the vehicle and still be covered for breakdown assistance, provided they have the owner’s permission.

Additional vehicle breakdown cover for your insurance UK and Europe

What is breakdown cover?

Vehicle breakdown insurance is designed to give you peace of mind if your car, van, or motorbike suddenly stops working. With breakdown cover in place, professional help is sent directly to you, whether that means roadside assistance to get you moving again, or a recovery service to tow your vehicle to the nearest garage for repairs. This ensures you’re never left stranded, no matter where you are.

Most standard motor insurance policies do not automatically include breakdown cover, which is why taking out additional vehicle breakdown cover is so important. It provides added protection and reassurance, especially if you rely on your vehicle daily for work, family, or travel. From roadside breakdown insurance to comprehensive policies that include home start and onward travel, there are different levels of cover available depending on your needs.

Compare vehicle breakdown insurance quotes from trusted providers to get the best deals. Whether you need personal breakdown cover that protects you in any vehicle, or vehicle-specific cover that applies to a car, van, or motorbike, you could find the right policy at the right price. Having the right breakdown cover means you can drive with confidence, knowing you’ll be supported if the unexpected happens.

Considerations...

  • Never get stranded
  • UK and Europe cover
  • No language barriers*

*If greeted by a non-english speaking mechanic in a rural European region.

You could pay from £15.49 per year* for breakdown cover

Getting breakdown cover insurance

Breaking Down Without Breakdown Insurance

If you break down without having cover in place, you can still purchase emergency breakdown assistance on the spot. However, this is usually more costly, as emergency call-out fees often apply. Having breakdown insurance arranged in advance is recommended to avoid high last-minute costs.

Can I Get Breakdown Cover with My Car Insurance?

Standard car insurance policies don’t usually include breakdown cover, as it’s often treated as a separate product. However, some comprehensive car insurance plans do provide breakdown protection as part of the policy. Always review your policy documents to check whether breakdown cover is included or if it needs to be purchased separately.

How Do I Compare Breakdown Cover?

You can easily compare breakdown cover from more than 10 leading UK providers. Just enter your coverage needs and a few basic details to get a range of quotes to choose from. 

breakdown recovery insurance for driving holiday or work

What breakdown cover includes...

What is covered

Breakdown insurance offers immediate peace of mind and access to help whenever your vehicle breaks down. Here’s what you can expect from different levels of coverage:

Home Start

If your vehicle won’t start or breaks down right at home, home start recovery will help you get back on the road quickly.

Roadside Assistance

This is the most common type of breakdown cover and is often the most affordable option.

European Cover

This provides protection while travelling anywhere in Europe. It’s usually not included with standard breakdown insurance.

Onward Travel

Onward travel ensures you can keep your journey going if your vehicle breaks down.

National Recovery

This cover provides roadside assistance and, if your vehicle can’t be repaired on the spot, transport to any location across the UK.

Extras that can be added....

Tyre Replacement

If you suffer a puncture and need roadside help, tyre replacement can be a useful add-on to keep you moving.

Key Replacement

Adding key replacement to your coverage can be very helpful, protecting you if your keys are lost, stolen, or damaged.

Misfuelling

If you accidentally use the wrong fuel, misfuelling cover will help remove it. Alternatively, ‘out of fuel’ cover can get your vehicle back on the road, though you’ll need to cover the cost of the fuel yourself.

Battery Replacement

Including battery coverage in your breakdown policy ensures you’re protected if your battery dies or needs replacing.

European Breakdown Protection

If you’re planning to drive in Europe, it’s wise to have European cover. Keep in mind that not all breakdown policies include this as standard.

Special Vehicle Cover

If you tow a caravan or trailer, you might need a specialised breakdown policy.

Breakdown Cover Savings

Get all the cover, just with better quotes

The Smart Way to Save on Breakdown Insurance

Here are a few things you can do to get the best possible quote for your breakdown cover.

1

Compare Policies

Looking at multiple policies is the easiest way to find affordable breakdown cover that suits your needs. Comparing options can greatly improve your chances of finding a cheaper policy.

2

Don’t Auto-Renew

Letting a policy auto-renew could mean missing out on cheaper options from other providers.

3

Joint Policy

Sharing a policy with your partner is usually more cost-effective than having separate coverage.

4

Choose Vehicle Cover not Personal Cover

This often gives better value, as it covers all the vehicles you drive rather than just you as a driver.

Compare Breakdown Cover Insurance Quotes Now

Compare up to 10 breakdown cover insurance providers to save you time and money

Saving money

when things go pear shaped

The insurance comparison service accessed through the affiliate link is provided by Quotezone, a trading style of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. We are paid a fee for policies purchased, at no extra cost to you.

*Based on quote data provided by Seopa Ltd during November 2024. This quote was provided to the majority of customers. The quote price you could achieve is dependent on your individual circumstances