Factory Insurance

Running a factory comes with a unique set of risks, from unexpected equipment failures to workplace accidents. Protecting your operation and employees is vital to keeping production going and your business secure.

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FACTORY INSURANCE THAT IS FAST, BUDGET-FRIENDLY & STRESS FREE

FACTORY INSURANCE THAT WORKS AS HARD AS YOU DO!

Yes, really!

FIND OUT ABOUT OUR SPECIAL INSURANCE POLICY OFFERS

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What is factory insurance?

Factory insurance is a comprehensive package of policies created specifically for manufacturers, offering vital protection for the core components of your operation.

This tailored cover safeguards your physical assets, including buildings, high-value machinery, raw materials, and finished goods, against risks like fire, theft, or damage.

It also incorporates crucial liability protection to shield your business from legal claims arising from employee injuries or faulty products.

Whether you are producing food items or industrial components, this specialised insurance provides the practical support and financial backing needed to manage disruptions and ensure business continuity if something goes wrong.

Tailoring Protection for Your Factory

Navigating the different types of cover can seem complex. Every business is unique, and your policy should reflect your specific needs. If you are unsure what level of protection is right for you, speaking with an insurance professional can provide clarity and help you build the right package.

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Do I need factory insurance for my business?

Let us answer that question....

For nearly all factories, the answer is yes. It goes beyond legal requirements; without adequate cover, one accident or fire could threaten your whole operation. Factory insurance keeps your business resilient and ready for anything.

Complete business protection with a commercial combined policy

A commercial combined policy brings together several key types of factory insurance into one package, giving you broad protection and easier management.

Including, but not limited to, the following…

Material Damage

Provides cover for the buildings and other property, such as machinery, plant, tools, stock, and office equipment at the business premises.

Business Interruption

Protects income if your factory must shut or slow production after an insured event, like a fire or machinery breakdown.

Money

Insures factory funds and cash – for example, payroll or petty cash -against loss or theft on-site or while in transit.

Employers Liability

Required by law, this protects you if a factory worker gets injured on the job or becomes ill due to workplace conditions.

Public Liability & Sales/Service Indemnity

Covers third-party injury or property damage claims – such as slips in your factory or faulty products.

Goods in Transit

Insures raw materials and finished products if damaged or lost while being transported locally or nationally.

Professional Indemnity

Covers claims arising if your technical advice or designs as a manufacturer lead to client financial loss.

Fidelity

Protects against theft, fraud, or dishonesty committed by factory staff.

Terrorism

Covers damage and related losses caused by acts of terrorism to your factory premises and equipment.

Personal Accident

Pays out if someone is injured in a factory accident, including incidents with equipment or manual handling.

Commercial Legal Expenses

Helps with legal fees from contract disputes, employment claims, or regulatory investigations.

Directors & Officers Insurance

Protects factory management against personal liability for decisions regarding health, safety, or compliance.

Cyber Cover

Insures against cyber-attacks and data breaches that could disrupt your factory’s systems or production.

Always read your policy

Factory insurance policies vary, so always read the documents to know exactly what’s covered, any exclusions, and the claims process.

Call us now on 0161 641 3229 and speak to one of our advisors with the specialist knowledge to ensure your cover meets your needs.

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Do you have more questions about Factory Insurance?

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