Contractors All Risk Insurance

In the construction industry, managing risks is essential to success. A robust contractors all risk insurance policy provides a crucial safety net, protecting your business from the unexpected and keeping your projects on track.

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    What is Contractors All Risk Insurance?

    Contractors all risk insurance is a comprehensive policy designed specifically for the construction industry. It covers a wide range of potential issues that can occur on a building site, combining several types of cover into one convenient package.

    This policy protects the works in progress, as well as materials and equipment on site, from risks like fire, flood, theft, and accidental damage.

    It can also include cover for third-party injury and property damage, offering complete protection for your project.

    Why Choose Contractors All Risk Insurance?

    Choosing a dedicated policy offers peace of mind and ensures all aspects of your project are protected. Instead of juggling multiple policies, this insurance provides a single, streamlined solution covering the most common risks a contractor faces.

    This comprehensive protection allows you to focus on completing the job to the highest standard, knowing your investment and your liabilities are covered.

    Key Features of Cover

    Our policies can be tailored to meet your specific needs and can include cover for:

    Property Damage

    This protects the building works in progress against accidental damage from events such as fire, storms, floods, and vandalism.

    Theft Coverage

    Provides cover for the theft of materials, tools, and equipment from the site, which can be a common and costly problem.

    Third-Party Liability

    Also known as public liability, this covers your legal responsibility if a member of the public is injured or their property is damaged as a result of your work.

    Contract Works

    This is the core of the policy, covering the cost of repairing or redoing work that is in progress if it gets damaged by an insured event.

    Plant and Equipment

    You can choose to cover your owned or hired-in plant, machinery, and equipment against damage or theft while on site.

    Get Your Tailored Quote Today

    Every construction project is unique, and your insurance should be too. The expert team at Lifestyle Insurance Brokers is here to help you find the right contractors all risk insurance policy for your business. We take the time to understand your specific requirements and find cover that gives you complete confidence.

    Contact us today to discuss your needs and get a no-obligation quote.

    Who needs contractors all risk insurance?

    Any business involved in construction, from general builders and electricians to large-scale development firms, can benefit from this cover. It is often a contractual requirement for larger projects.

    Is my own plant and equipment covered?

    Yes, cover for your owned plant and equipment can be included in your policy. You can also get cover for hired-in plant to protect you against liability if it is damaged while in your care.

    Do you have more questions about contractors all risk insurance?

    Call our expert team of advisors on 0161 641 3229 to discuss all the options available to you and make sure you are fully protected