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Compare motorcycle insurance quotes through Lifestyle Insurance and potentially pay less than £285!*

  • Compare quotes from up to 25 UK providers
  • You could potentially pay less than £285*
  • Access cashback & rewards

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Simple 3 Step Process

  • Complete the form
    Answer relevant questions
  • Review the results & accepts T&C’s
    Choose the most suitable policy
  • Get insured today
    Purchase your ideal policy

 

GET YOUR QUOTES NOW

Insurance quote comparisons powered by Seopa

Compare motorcycle insurance quotes through Lifestyle Insurance and potentially pay less than £285!*

  • Compare quotes from up to 25 UK providers
  • You could potentially pay less than £285*
  • Access cashback & rewards

We’re here to help

Save hours of research

Get your quotation now with this

Simple 3 Step Process

  • Complete the form
    Answer relevant questions
  • Review the results & accepts T&C’s
    Choose the most suitable policy
  • Get insured today
    Purchase your ideal policy

 

GET YOUR QUOTES NOW

Compare insurance quotes from top UK insurers including:

So what type of cover do I need?

Like car insurance, motorcycle insurance cover comes in three standard types. Third Party only, Third Party including Fire and Theft cover and Fully Comprehensive. 

Third Party

Third Party Fire and Theft

Comprehensive

3rd party motorcycle insurance quote comparison

Third Party Insurance

The most basic cover, and the minimum required by law is Third Party Only Insurance, this covers others (the third party) in the event of an accident.
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3rd party fire and theft motorcycle insurance quote comparisons

Third Party Fire and Theft Insurance

Third Party Only Insurance can be extended to cover Fire and Theft. This is known as Third Party Fire and Theft Insurance.
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Fully comprehensive motorcycle insurance quote comparisons

Comprehensive Insurance

The most extensive level of cover is known as Comprehensive, this will cover you for most types of accidental damage as well as Third Party and Fire and Theft. Some of these policies do have exclusions though. We recommend the level of cover and exclusions are checked before purchase.
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Like car insurance, motorcycle insurance cover comes in three standard types. Third Party only, Third Party including Fire and Theft cover and Fully Comprehensive. 

Third Party

The most basic cover, and the minimum required by law is Third Party Only Insurance, this covers others in the event of an accident.

Third Party Fire and Theft

Third Party Only Insurance can be extended to cover Fire and Theft. This is known as Third Party Fire and Theft Insurance.

Comprehensive

The most extensive level of cover is known as Comprehensive, this will cover you for most types of accidental damage as well as Third Party and Fire and Theft. Some of these policies do have exclusions though. We recommend the level of cover and exclusions are checked before purchase.

Insurance is for all levels of rider.

Whether you’re a first-time rider or a motorcyclist with years of experience, taking out motorcycle insurance is essential for protecting yourself, your bike, and others on the road. Accidents, theft, and unexpected damage can happen to anyone, regardless of age or riding ability, and without cover the financial consequences can be severe.

A comprehensive motorcycle insurance policy can help cover repair or replacement costs for your bike, while third-party motorcycle insurance provides protection if you are held liable for injury or damage to others. Many insurers also offer additional options such as cover for protective gear, roadside assistance, or even replacement bikes, giving you extra security when you need it most.

With motorcycle insurance in place, you can ride with confidence knowing that whether your bike is stolen, vandalised, damaged in a storm, or involved in an accident, you won’t be left to face the costs alone. No matter your age or experience level, the right motorcycle cover offers peace of mind and financial protection, allowing you to fully enjoy the freedom and excitement of the open road.

Considerations...

  • Insurance is compulsory*
  • It brings peace of mind
  • Investment protection

*Third Party Insurance is a legal requirement in the United Kingdom.

Compare up to 25 providers & you could pay less than £285*

Details you'll need to prepare your motorcycle insurance quote

Basic motorcycle details
By entering your registration number, your motorcycle’s make and model can be instantly identified. You’ll just need to provide its estimated value, any security features it has, and your yearly mileage.
Your personal details
Add your name, age, and address, along with your job, driving history, and any past motorcycle insurance claims.
Your preferred level of cover
Select the type of motorcycle insurance that suits you best: fully comprehensive, third party, fire and theft, or third party only. You’ll also specify how you use your motorcycle and the level of excess you’re comfortable with.

Details you'll need to prepare your motorcycle insurance quote

Basic motorcycle details
By entering your registration number, your motorcycle’s make and model can be instantly identified. You’ll just need to provide its estimated value, any security features it has, and your yearly mileage.
Your personal details
Add your name, age, and address, along with your job, driving history, and any past motorcycle insurance claims.
Your preferred level of cover
Select the type of motorcycle insurance that suits you best: fully comprehensive, third party, fire and theft, or third party only. You’ll also specify how you use your motorcycle and the level of excess you’re comfortable with.

Details you'll need to prepare your motorcycle insurance quote

Basic motorcycle details
By entering your registration number, your motorcycle’s make and model can be instantly identified. You’ll just need to provide its estimated value, any security features it has, and your yearly mileage.
Your personal details
Add your name, age, and address, along with your job, driving history, and any past motorcycle insurance claims.
Your preferred level of cover
Select the type of motorcycle insurance that suits you best: fully comprehensive, third party, fire and theft, or third party only. You’ll also specify how you use your motorcycle and the level of excess you’re comfortable with.

Motorcycle Insurance Savings

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How much will my Insurance cost?

The cost of motorbike insurance can vary greatly from rider to rider, including the motorcycle’s use, your location, your age, your experience, …..the list is long. Check below for more details.

motorcycle insurance quotes for all motorcycle sizes and uses

Your motorcycle insurance will be determined by the following factors

Motorbike insurance costs can vary dramatically between riders. The exact cost of your quote will depend on different things such as:

1

Your Age

Riders under 20 are statistically 33% more likely to be involved in an accident. Because of this, younger motorcycle riders usually face higher premiums. On the other hand, older riders with a solid no-claims history may benefit from lower quotes through a no-claims bonus.

2

Your Occupation

If your job involves your motorcycle and keeps you on the road for long hours, it can push up your insurance costs. Higher annual mileage and riding during peak traffic times increase the likelihood of being involved in an accident.

3

Your Location

Where you live has a direct impact on your premium. Accident rates, congestion levels, and local crime all affect risk. Parking in a garage or adding extra security can reduce this, helping protect your motorcycle from theft and accidental damage.

4

Riding Record

Penalty points, fines, or a history of risky driving make insurers view you as higher risk. Research shows three penalty points can raise premiums by around 5%, while six points could increase costs by up to 25%.

5

Claims History

If you’ve made claims in the past, insurers may assume you’re more likely to make them again. Taking an advanced driving course could help counter this perception and may even unlock discounts with some providers.

6

Medical History

Certain medical conditions can affect your ability to ride safely, which insurers will factor into your policy cost. Serious conditions must be reported to the DVLA, but even minor issues such as side effects from medication or seasonal hay fever can influence riding ability.

7

No Claims Discount

More than three million UK riders could be saving money through no-claims discounts. In fact, building a strong no-claims history can reduce your premiums by as much as 60–70%.

8

Provider & Policy Choice

Each insurer assesses risk differently. Some specialise in certain riders or policies, and may offer cheaper rates. That’s why comparing multiple providers before buying insurance is key to finding the best deal.

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Instantly search up to 25 UK motorcycle insurance providers to save you time and money

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Saving money

sweetens the ride

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*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in January 2025 were quoted less than £284.82. The price you could achieve is dependent on your individual circumstances.