Property Owners Insurance

Protect your buildings, secure your rental income, and enjoy greater peace of mind with property owners insurance that’s customised for landlords and freeholders.

Get a Quote Adjust Policy Ask Question Call Us

Got a question? Our team are always happy to help, use our live chat to speak to a member of our team directly!

residential-and-commercial-rental-property-insurance-UK-700×495

FAST, AFFORDABLE, HASSLE-FREE PROPERTY OWNERS INSURANCE!

TAILORED PROPERTY OWNERS INSURANCE THAT WORKS FOR YOU!

Yes, really!

FIND OUT ABOUT OUR SPECIAL INSURANCE POLICY OFFERS

Enquire now

Click to call now

What is property owners insurance?

Property owners insurance is a specialist policy that covers the risks linked to owning and letting property. It can include buildings cover for repair or rebuild costs after events like fire, flood, storm or escape of water, plus options such as property owners’ liability, loss of rent, and legal expenses. Whether you let a single house, manage a block of flats, or run a mixed portfolio, you can choose cover levels that fit how you operate. We also support commercial property insurance for shops, offices, warehouses and more.

Why you need commercial property insurance

Even careful landlords face risks you can’t control: burst pipes, accidental damage, tenant defaults and liability claims from visitors or contractors. The right property owners insurance helps keep cash flow stable, protects your investment against major losses, and supports fast recovery so your property can get back to generating income. Many lenders also require suitable cover as a condition of a mortgage.

As a specialist property owners insurance broker, we help landlords and freeholders across the UK arrange cover for single properties, portfolios, and HMOs.

Ready to insure your rental property?

We have all the answers.

Click here to call now

Types of Policy Cover for Property Owners Insurance...

Property owner’s liability

Covers compensation and legal costs if a tenant, visitor, or contractor is injured or their property is damaged due to your negligence. This helps protect you against slip, trip, and maintenance-related claims, and can include defence costs even if a claim is unfounded.

Alternative accommodation

Pays to re‑house your tenants when insured damage makes the property uninhabitable. This keeps your tenants safe and reduces disruption while repairs are carried out, covering hotel or temporary rental costs within policy limits.

Contents Cover

Protects landlord‑owned items such as furniture, appliances, and carpets in furnished lets. It pays to repair or replace insured contents after events like fire, escape of water, theft, or vandalism, helping you get the property let again faster.

Loss of rent

Replaces lost rental income when an insured event makes the property unlettable during repairs. This helps maintain cash flow and meet mortgage payments until the home is ready for tenants to return.

Legal expenses

Covers solicitors’ fees and court costs for issues such as evictions, recovering unpaid rent, or tenancy disputes. This helps you act quickly and keep costs under control when problems arise.

Can I insure multiple properties under one policy?

Yes. Portfolio policies let you place several residential and commercial properties under one policy for simpler administration, consistent cover, and often better value. You can adjust sums insured and excesses per property within the portfolio.

Get a quote

Ready to protect your investment? Contact our team for a fast, no-obligation quote on property owners insurance. We’ll compare options and build cover around your properties and budget. Reach out now to get started.

Get a quote now.

Do you have more questions about Property Insurance?

Call our expert team of advisors on 0161 641 3229 to discuss all the options available to you and make sure you are fully protected

A rental property is likely to be one of your biggest investments and with the right cover in place you can have peace of mind that your investment is safe.

We deal with the UK’s top insurers which means we can access the policy that is right for you. Our dedicated team is waiting for your call to discuss all the options available to you and make sure you are fully protected. Call us now on 0161 641 3229.

Get a quote now