Builders Insurance

Builders insurance is a specialist type of cover designed to protect builders and tradespeople from potential risks associated with their work. It typically includes a variety of policies tailored to suit the unique hazards of the construction industry, from accidental damage to liability claims. These policies ensure that, whether you’re building, repairing, or renovating, you’re protected against costs that could otherwise have a significant financial impact. 

Builders risk insurance for construction projects and contract works cover focuses specifically on protecting structures and materials during the course of construction. 

Remember; we can tailor your policy to meet your exact needs.

Some types of builders’ insurance are legally mandated. For example, employers’ liability insurance is a legal requirement if you have employees. Public liability insurance, while not legally required, is highly recommended and often a condition for working with clients or on certain sites.

Builders insurance often includes public liability insurance, employer’s liability insurance (if you employ staff), tools and equipment cover, and contract works insurance. Depending on your policy, it might also cover things like accidental damage, site materials, and hired-in plant equipment.