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Insurance quote comparisons powered by Seopa

Compare travel insurance quotes in minutes through Lifestyle Insurance for peace of mind on holiday.

  • Compare up to 15 travel insurance providers
  • Access cashback & rewards
  • Includes the UK’s leading insurers

We’re here to help

Save hours of research

Get your quotation now with this

Simple 3 Step Process

  • Complete the form
    Answer relevant questions
  • Review the results & accepts T&C’s
    Choose the most suitable policy
  • Get insured today
    Purchase your ideal policy

 

GET YOUR QUOTES NOW

Compare up to 15 travel insurance providers including:

So what type of cover do I need?

Selecting the right policy is crucial to ensure you’re protected against the specific risks of your journey.

Single trip protection

Single trip insurance is designed for one-off, short-term holidays. It lets you set the exact dates of your journey, so you only pay for the cover you need.

Annual or Multi-Trip Insurance

If you travel several times a year, an annual policy can often work out more cost-effective than buying separate cover for each trip. Just make sure the policy’s geographical cover includes every destination you plan to visit.

Backpacker Insurance

Backpacker insurance is designed for extended trips, often spanning several countries. Many insurers also provide options tailored for couples, families, or groups travelling together.

Ski Insurance

Standard travel insurance usually excludes skiing and other winter sports, as they carry higher risks. To stay protected on the slopes, you’ll need a specialist winter sports policy.

Cruise Insurance

Cruise cover is designed to protect against the unique risks of a cruise holiday. These policies often include specialist benefits such as protection for missed port departures, itinerary changes, or being confined to your cabin.

Family or Group Travel Insurance

A family or group policy covers several travellers under a single plan, making it more convenient and often more cost-effective than arranging separate individual policies.

Business Travel Insurance

Unlike standard policies that only protect your personal belongings, business travel insurance can also cover work essentials such as laptops, professional equipment, and company funds.

Worldwide Travel Insurance

Worldwide policies are generally offered in two categories: one that includes the USA, Canada, and the Caribbean, and another that excludes these regions.

90-Day Travel Insurance

A 90-day travel policy provides protection for extended stays, often within the Schengen Area. With European travel cover, you’ll usually be insured across most EU countries, along with certain nearby destinations such as Turkey and Morocco.

Travel with Pre-Existing Medical Conditions

Most standard travel insurance policies do not cover treatment for pre-existing medical conditions while overseas. However, specialist insurers offer policies that do. Look for travel health insurance specifically designed to cover existing medical conditions.

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Why take out travel insurance?

The Importance of Travel Insurance for Safe and Worry-Free Trips
Travel insurance is essential for every traveller, providing peace of mind and financial protection against unexpected events while you’re away.

Whether you’re booking international flights, exploring new destinations, or enjoying an adventure holiday, having the best travel insurance ensures you’re covered for emergencies such as medical treatment abroad, trip cancellations, lost or delayed luggage, and unexpected travel disruptions.

International travel cover protects your health and finances, giving you confidence that unforeseen circumstances won’t ruin your trip. With the right medical travel insurance, you can access quality healthcare overseas without the burden of high out-of-pocket costs.

From family holidays to business trips, investing in comprehensive travel insurance is a smart way to safeguard your journey and enjoy your travels with complete peace of mind.

Considerations...

  • Medical Cover*
  • It brings peace of mind
  • Expect the unexpected!

*International medical services are not part of the NHS and can demand exorbitant fees.

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Details you'll need to prepare your travel insurance quote

Provide Your Travel Information

Share your travel destination, trip start and end dates, the type of coverage you require, and any existing medical conditions.

Compare Travel Insurance Quotes

View quotes from multiple insurance providers, with the most affordable options displayed first. This makes it simple to compare policies and select the travel insurance that best suits your needs.

Purchase Your Policy

After finding a travel insurance policy that fits your needs and budget, review the coverage to ensure it meets all your travel requirements, then buy your policy directly from the provider.

UK travel insurance quote comparison service for cheaper holiday insurance

What travel insurance covers, ....and what it doesn’t

What is covered

Coverage and limits can differ between insurers and policies, but typical coverage often includes:

Medical expenses

If you experience a medical emergency or become ill while abroad, travel insurance allows you to reclaim the costs of treatment from local healthcare providers.

Lost or Damaged Baggage

Travel insurance lets you claim the full or partial value of your luggage if it is lost, stolen, or damaged while you’re travelling.

Emergency Repatriation

If you require medical evacuation back to the UK, travel insurance will cover the costs. This coverage also applies in the event of your death.

Trip Cancellation Cover

Cancellation cover lets you claim up to a specified amount if you need to cancel your trip at short notice due to illness, injury, or a bereavement.

Travel Disruption

This coverage protects you if your flights are cancelled or delayed, as well as for other unexpected travel interruptions beyond your control.

Personal Accident Cover

Provides compensation if you suffer serious injuries, such as the loss of a limb or eyesight, or if you become permanently disabled.

Legal Protection

Provides support for emergency legal services and assistance with replacing essential documents, such as your passport.

What isn't covered

Coverage may differ based on your specific policy, so always review the fine print before purchasing. Common exclusions include:

Missed Flights

Holiday insurance does not cover losses if you miss your flight due to running late or failing to show up.

Pre-Existing Medical Conditions

Standard travel insurance usually does not cover most pre-existing medical conditions. It’s important to declare any existing conditions, as failing to do so can invalidate your policy and result in rejected claims.

Car Hire

For standard car rentals abroad, coverage is usually provided by the rental company. If you’re driving your own vehicle, you may be able to extend your policy to include travel in Europe.

Adventure Holidays & Extreme Sports

High-risk activities such as rock climbing, skiing, and certain water sports are considered dangerous by insurers and typically require extra coverage.

Changing Your Mind

Travel insurance does not cover cancellations if you decide to cancel your trip for reasons like simply changing your mind. Coverage only applies for valid reasons such as illness, injury, or bereavement.

Drug and Alcohol-Related Incidents

Insurers do not cover injuries or accidents that occur while you are under the influence of drugs or alcohol.

Travelling Against Official Advice

If you travel to a destination that the Foreign, Commonwealth and Development Office (FCDO) advises against, your travel insurance will not provide coverage.

Travel Insurance Savings

Get the cover you need and compare your best options

The Smart Way to Save on Travel Insurance

Finding the right travel insurance is more important than ever, especially as travel disruptions, delays, and cancellations become increasingly common. So here’s some suggestion so to get cheaper travel insurance quotes that meet your requirements:

1

Compare Travel Insurance Quotes

Comparing travel insurance policies can help you find affordable coverage online. Using the “get quotes now” buttons on this page, you can view quotes from trusted insurers to find the right protection at the best price.

2

Choose the Right Policy

The travel policy you select affects both your coverage and cost. For frequent travellers, an annual policy may be more cost-effective per trip compared to purchasing multiple single-trip policies.

3

Increase Your Excess

Raising your excess can help lower your insurance premiums, but make sure you select an amount you can comfortably pay if you need to make a claim.

4

Know the Value of Your Belongings

Travel insurance covers your personal items up to a set limit. Higher coverage can increase your premium, so understanding the true value of your belongings ensures you don’t overpay.

5

Consider Group Policies

If you’re travelling with a group, a single policy covering everyone can save you money. This option is also ideal for families.

6

Avoid Unnecessary Cover

Extra coverage and add-ons can be appealing but usually come with additional costs. Choose only the coverage you need and balance it with your budget.

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