The answer depends on what you’re going to use your van for. If you have a van for personal reasons, perhaps because of a hobby such as carrying your fishing tackle, then you will need Insurance in a similar manner to Car Insurance. This cover is known as personal or private van insurance, and the type of cover required will be ‘Social, Domestic and Pleasure’, often abbreviated to ‘SD&P’. It is important to point out that this cover is for your own personal use only and absolutely excludes any use in connection with your occupation, even commuting to and from a place of work. We are able to offer competitive quotes for this type of insurance.
If your Van is going to be used in connection with any part of a business, including travelling to and from a business, you must have Commercial Van Insurance, there are a range of options available reflecting the large number of commercial uses ranging from carriage of own and other goods to Minibus Insurance. It is important that you choose the correct cover that reflects how you use your Van. If you use your van for a different class of use than your policy allows, your policy will be invalid and could leave you liable for not having Insurance.
Commercial Van Insurance can be tailored to the specific needs of your commercial requirements. This can include things like cover for tools and/or other contents. We advise that you use the services of an experienced Broker such as ourselves to get the best advice!
*Third Party Insurance is a legal requirement in the United Kingdom.
Like car insurance, your age, your driving record and where you live are important, but for Commercial Van Insurance your commercial use is critically important too. You need to make sure your Insurer fully understands the nature of your commercial activities.
Now more than ever, it pays to shop around for affordable van insurance. By comparing insurance quotes today, you could save as much as £668*.
Instantly search over 120 UK van insurance providers to save you time and money
The insurance comparison service accessed through the affiliate link is provided by Quotezone, a trading style of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. We are paid a fee for policies purchased, at no extra cost to you.
*51% of consumers could save £668.40 on their Van Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2024. The savings you could achieve are dependent on your individual circumstances.
