You may have heard on the news about the possibility of power outages this winter so we thought we would put together some advice for UK businesses in the unlikely event of a blackout to save claiming on your commercial insurance policy.
It is possible you have business insurance in place to deal with a major incident however, as with most emergency planning, prevention is better than cure. It is important to think about how you will keep people safe and how to prevent any impact to your building, IT systems, and machinery in the event of an unannounced power cut.
Whilst the likelihood of blackouts is small, only certain sites, such as hospitals or critical industry will be protected if they do happen. This means that having your own action plan and being prepared is vital to minimise disruption as much as possible.
Whilst the blackouts may only last for a short period, damage to your property or injuries to staff & customers may have a long-lasting effect on your business. Having a good commercial insurance policy will help to pay for repairs or compensation claims but there is no better approach than being prepared.