The simplest level of motor trade insurance cover (usually taken by those who trade from home on a full time or part time basis) is a road risk insurance policy.
*Always read your policy documents carefully to check the level of cover and exclusions provided by your own policy!
No problem, contact us now as we have all the answers.
Motor trade policies are restricted to business owners (whether a sole trader, partnership or a limited company, part time or full time) who carry out their activities with the intention of making a profit.
In the event of a claim (or at the request of your insurer) you may be expected to produce evidence of your trading activity such as sales & purchase receipts for vehicles bought and sold, copy invoices for work you have completed on your customers vehicles and receipts for parts purchased.
Road risk policies can vary in price depending on multiple factors, such as your postcode area rating, the number of drivers, previous claims history and driving convictions or licence endorsements. Each quote is carefully tailored to reflect your circumstances and needs at the lowest possible price.
Our expert team of advisors are able to offer the best advice in language you can understand, and we can recommend any additional stand-alone products you may require, such as Public & Employers Liability insurance.