Motor Fleet insurance is designed for those who run a business and own at least 2 company cars, vans or other vehicles to obtain insurance allowing them to use the vehicles for their stated occupation.
Please keep in mind that commercial vehicle insurance differs from your own person vehicle insurance. Your company car/van insurance covers you for much more.
A business of any size can have a fleet policy. You might have 2 vehicles or you might have 200, but we can customise the perfect policy for your needs and save you money in the process.
At Lifestyle, we deal with a broad range of insurance companies including some of the biggest names in the UK, and this means we can provide a custom policy for your specific needs.
Call our dedicated fleet team for a competitive quotation today!
Motor fleet insurance is typically provided on an a ‘any driver’ basis and you would normally specify the minimum age of your drivers such as ‘any driver over the age of 30’. Usually, the higher the age limit the lower the premium. Some insurers will let you specify 1 or 2 named drivers that fall outside the normal policy limits who can still drive multiple business vehicles, this can help keep your premiums as low as possible.
One of the main advantages of Fleet insurance is the ability to add and remove vehicles with ease. The policies are vehicle rated – this means each addition or deletion will generate an additional premium or refund of premium. Most fleet policies are administered on an ‘as and when’ adjustment basis however large fleets are often on a declaration basis (this means your adjustments are made instantly however you are only invoiced for the sum of the changes once every quarter or half year). At Lifestyle we have a dedicated Motor Fleet team to assist with any changes you may require during the term of your policy.
You may have heard of Mini Fleet Insurance, this is simply just a term sometimes used to refer to Motor Fleet policies of 1-12 vehicles. Rest assured our advisors will always find the most suitable product for your needs.
If you are applying for your first Motor Fleet policy for multiple business vehicles, we are able to use your individual No Claims Discounts previously earned on your private or commercial vehicles to obtain lower quotations. It’s simple; 2/3 vans, one policy, all the cover! Get us to give you a quote today!