Combined Insurance

Perfectly tailored Combined insurance policies for the motor trade

What is Motor Trade Combined Insurance?

Combined policies offer complete protection for your motor trade business. These policies combine road risks cover that gives the ability to legally drive your own and customers vehicles while carrying out your daily work, with additional covers that can be tailored to your needs depending on the complexity of your business.

motor trade combined insurance UK
motor trade combined insurance UK

Who should choose a combined policy?

Anyone who carries out motor trade activities with the intention of making a profit can apply for a motor trade policy.

Motor traders who operate from trade premises are likely to want the extra protection offered by a combined policy, rather than road risks only.

Most occupations within the trade are catered for, including car sales, mechanical service & repairers, body repairers, breakdown or recovery operators, tyre fitters & more.

"We pride ourselves on the expertise and knowledge levels of our dedicated motor trade combined team who can guide you through from application stage to inception of your tailored traders policy"

What extra cover can you add to a combined insurance policy?

Some of the additional sections can include:
  • Buildings cover (for owned or rented premises)
  • Contents – including hand tools, fixed plant/machinery and stock
  • Vehicles at trade premises (own, stock or customer vehicles)
  • Employers Liability
  • Public Liability
  • Products or Service Liability
  • Money on premises or in transit to the bank
  • Business interruption
  • Personal Accident
  • Commercial Legal Expenses
  • Directors & Officers
  • Loss of MOT Licence
  • Terrorism

Considering you may already have some of these insurance types listed above, doesn’t it make sense to combine them with your road risks insurance to have one convenient policy and save money in the process?

Do you have more questions about what is covered?

No problem, contact us now as we have all the answers.

As specialist Motor Trade brokers, we are the experts.